Lisa Trapp

We are located in the beautiful city of Encinitas and provide insurance and financial services throughout California, including the local communities in North County including Encinitas, Carlsbad, Del Mar, Oceanside, Leucadia, Cardiff, Rancho Santa Fe, and San Marcos as well as the greater San Diego area. We pride ourselves on our friendly, attentive, personalized customer service.

My journey with State Farm began in 2011. In addition to my experience in property and casualty insurance, I also have a Chartered Life Underwriter (CLU) and my ChFC designations from the American College of Financial Services providing me with additional knowledge specifically pertaining to life insurance. I am a State Farm agent because I am motivated by hard work that makes a difference. I love knowing what I do specifically impacts my customer's lives for the better. As a business owner, wife, and mother, I understand how important it is to protect what is most important to you.

I am proud of my hard working, enthusiastic team of licensed professionals who look forward to helping people daily with their insurance needs, including but not limited to car insurance, home insurance, apartment insurance, life insurance, health insurance, small business insurance, commercial auto insurance, worker's comp insurance, and much more. We provide liability umbrellas as well as personal article policies, the list goes on. Please contact our office to discuss your insurance needs. We look forward to meeting you. You can call, email, text, or walk in. We would love to work with you. We look forward to meeting you!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Encinitas and the surrounding area, Lisa can help answer your questions.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Have questions? Lisa in Encinitas can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Lisa works with Encinitas residents to find coverage that fits.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Connect with Lisa for insurance guidance in Encinitas.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. In Encinitas, you can count on Lisa for personalized service.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Lisa serves Encinitas, CA and is happy to help with your insurance needs.